Chase has a limited time offer on the Ink line of cards including the Ink Bold charge card, the Ink Plus credit card, & the Ink Cash credit card. I can’t seem to find anything indicating how long these offers will last but I can just about guarantee it will be a very short window.
The difference between the two cards is that the Ink Bold is a charge card and therefore you must pay in full every months. On the other hand, the Ink Plus is a credit card and therefore you can choose to make smaller payments to payoff over time. If you cannot pay your card off in full, you should not be playing this game as the interest will eliminate the value earned in points.
The normal sign up bonus for the Ink Bold and Ink Plus is 50,000 after $5,000 in purchases in the 1st 3 months but for this week only it is 60,000 points after $5,000 in purchases in 3 months. This is the highest the public offer has been since last June when it was at 60,000 for National Small Business Week.
The Ink Cash normally offers 20,000 points redeemable for $200 cash back however that has been temporarily increased to 30,000 points redeemable for $300 cash back. While the Ink Cash, by itself, does not allow you to transfer points directly to airline or hotel programs, you can transfer the points to your other Ultimate Rewards earning cards including the Ink Bold, Ink Plus, & Sapphire Preferred cards.
If you have just gotten one of these cards within the last 90 days you may be able to get your bonus increased to the new offer. I applied for the Ink Bold card back in February under the standard 50,000 point offer. Luckily it was just under 90 days ago so I should be able to get my offer increased.
Chase has always been very good about applying new offers to existing accounts as long as it is the same card and was opened less than 90 days ago. All you need to do is sign into your account online and send a secure message requesting the new offer be honored. I’ll let you know what the response is but based on past experiences I anticipate no problem getting the increased bonus.