*************DEAL ENDS ON SEPTEMBER 22, 2013***************
Some text updated on 4/12/13 – See bold/italicized text.
I would have posted this yesterday but I didn’t have electricity. We have been in the midst of a crazy ice storm followed by a nice spring snow storm! I still don’t have power but have a few minutes at work to crank out this update to the post I made on Monday, Chase is Temporarily Waiving The Fee For Chase Visa Gift Cards Ordered Online! Free Manufactured Sending!
I just want to address some concerns that several readers have emailed me about:
1. Will there be a PIN option? One of my initial concerns had been that I would not be able to get a PIN for the card as originally state in the terms & conditions. However (and I updated the original post to reflect it) the terms have been updated stating that the cards will offer PIN options.
I received the 1st card on Wednesday at the activation line stated that a PIN had been generated and gave me the option to change it. I headed off to the grocery store and the card was accepted via PIN with no problems. So purchasing money orders or loading Bluebird at Wal-Mart
should be is no problem . I just got back from Wal-Mart and was able to successfully load my Bluebird with the Chase gift card!! (4/12/13 10:49 pm CDT)
2. How many can I/should I buy? – This is a question I can’t answer completely for you. I was informed by one reader who called customer service that the limit is $2,600 worth of cards purchased per Chase credit card w/in a 30 day time frame. I have not confirmed this yet myself.
Whether you should or not is another question and subject of debate. The main concern is whether or not buying to many could trigger being shut down by Chase. I definitely wouldn’t suggest ordering $2,600 each on 5 different Chase cards, but if you were to order a couple on a few different cards over time, I don’t see the big deal. But only do what you are comfortable with and can easily liquidate. I have purchased $2,100 on one card of my own and $2,000 on one card of my wifes. If the deal is still available in a week intend to order $1k or $2k on another of our Chase cards.
2. Will it post as a cash advance? NO. I have made multiple purchases and many others have as well and all have posted as purchases.
3. How much can I load to Bluebird and how do I load it? Bluebird can be loaded w/ NO fee at Wal-Mart via debit cards up to $1,000 per day per Bluebird and a max of $5,000 per month. Just take the card to any cashier and tell them you would like to load $XX onto it. When prompted, swipe your debit card and enter the PIN.
4. Can I use the gift cards to pay my rent or mortgage? Yes, by loading the funds onto Bluebird you can cut checks to pay whomever via Bluebird online bill pay.
5. Will I earn points for this transaction? The order posts to your account just like any other purchase and will be eligible to earn miles/points. I have had my statement cycle now since my first couple orders and can confirm that you will earn the points.
UPDATE 4/12/13 9:38 pm CDT
6. Why do they ask for my Social Security number to order a gift card? I cannot speak for Chase. But with my years in the banking industry I will take an educated guess. We all heard OD stating that they removed VR’s and high value gift cards due to the high risk of fraud and I feel this is a method to reduce/prevent fraud. Think about it this way. If the clerk at the drive through wrote down your card info, they could easily go online, order a whole bunch of gift cards to their address and just like that Chase is out thousands of dollars. By making the person ordering the gift cards enter their SSN, they can assume with a higher degree of certainty that it is the actual card holder.
Just my thoughts. Anyone else have any other theories, comments, thoughts, or anything else to add?
To order the Chase cards just go to Chase’s gift card purchase site.
Check out this follow up post on 4/18/13 for how you can get paid to buy Visa Gift Cards in addition to earning miles/points!!!