*************DEAL ENDS ON SEPTEMBER 22, 2013***************
UPDATE: 4/9/13 8:15AM – Chase’s terms & conditions have been updated to say that a PIN is now available on these cards!! Thanks for pointing out the change Harvson3!
I stumbled on this last Friday while I was looking into options to buy Visa or MasterCard gift cards now that many of them have the option of getting a PIN. Having a PIN makes them easy to liquidate via loading Bluebird at Wal-Mart or buying money orders. A word of caution though, start small as some have reported not being able to run them as debit and thus unable to load their Bluebird’s.
Anyway, I ran across something interesting on the gift card portion of Chase’s website. For some reason they are temporarily unable to sell gift cards at their branches and as a result they have decided to offer them for no fee when ordered online!
Unfortunately some states are restricted from this offer.
“Online sales of Chase Gift Cards are not available to residents of the following states: AR, CT, HI, ME, NH, NJ, RI, VT.”
This is a great option for meeting minimum spending or for earning some extra miles/points! I bought 1 for $100 on Friday using my Ink Plus card to ensure that it would not be charged as a cash advance. The charge posted today as a purchase, so no worries on cash advance fee’s!!
1. PIN’s are NOT available on these gift cards. According to the terms listed online, these cards do not have the option of getting a PIN. So do not buy to many thinking you will easily liquidate them via Bluebird, money orders, or cash back on debit purchases. I am hoping the terms just haven’t been updated, but I will let you know for sure when my cards arrive (I ordered more today)
2. You can only buy them with Chase credit cards. The site states it is only available to current Chase customers and that is validated via charging it to a Chase credit card. I tried running a non-Chase card just to see, but no dice.
3. You can order multiple cards w/ values up to $500. The site does not give you the option to enter the quantity on your purchase. But after you fill out the info for the first card, just hit “continue shopping” and you will be able to add another card, seemingly as many as you want. DO NOT order too many as you may risk raising red flags and having a report filed.
since you more than likely will not be able to get a PIN for these, do not get carried away and get stuck not being able to cash-out in time to payoff your balances or risk raising any red flags with Chase
To order the cards just go to Chase’s gift card purchase site.