Results of My Recent Credit Card Applications

Citi Platinum Select AAdvantage World MasterCard

Last month I decided it was time to pick up a few new credit cards. It had been awhile since my previous credit card applications because I have been trying to keep the number of inquiries down on my credit reports in anticipation of buying a new house this spring. My FICO score has held … Read the Full Post

Reader Question: How Many Cards is Too Many?

Recently I received a question from a reader who was wondering how many cards is too many? Given my years in the credit card industry and my experience as an underwriter, I thought I would take a little time to address this question.   This question can be looked at from many angles, from the … Read the Full Post

50,000 Bonus Miles with Lufthansa Credit Card Bookable for Cheap 1st Class on United

I’m sure many of you haven’t had much experience with Miles & More but any offer of 50,000 miles on airline is worth looking into. This is the largest sign-up bonus I have seen for Lufthansa. Barclay Card is currently offering a limited time offer for The Lufthansa Premier Miles & More World MasterCard® giving out 50,000 … Read the Full Post

Mastering the Art of the Retention Bonus

As a former retention associate with Citi, I thought it would be useful to provide some insight into the process of getting the most out of you retention offers. After all, you are in this game to get as many miles and points as possible so why not see that through all the way to … Read the Full Post

Limited Time Offer – 40,000 Bonus Points With The Barclaycard Arrival World MasterCard

Throwing a Barclays card into the mix during your next round of credit card applications can be a great option. First of all Barclays usually pulls their credit reports from TransUnion which is seldom used by the major credit card issuers which will help minimize the impact on your credit score by spreading the inquiries … Read the Full Post

$21,000 in Minimum Spend for First Quarter Churn Complete!

On January 8th I posted about my 1st quarter churn in which I applied for a total of 8 cards between my wife and I for a total potential haul of 450,000 miles and points. Generally I try to keep the overall minimum spending requirements as low as possible by making sure to include offers … Read the Full Post

How Am I Going to Hit $21,000 Minimum Spend in 4 Months?

My latest card churn came with a pretty substantial set of minimum spending requirements. The days of getting massive sign-up bonuses simply by getting a credit card and only making 1 purchase are slowly becoming history. Obviously there are still many offers out there that will award the bonus after your 1st purchase, but credit … Read the Full Post

1st Quarter 2013 Credit Card Churn – How Did We Do?

I have been putting off my last credit card churn for a while now. I originally intended to do it a month ago, but I just wasn’t satisfied with the available offers at the time. Then along came the Club Carlson suite of cards from US Bank with their lucrative offerings. 85,000 points and if used … Read the Full Post